Write a clear dispute for a wrong charge

Draft a calm, factual message to a company or card issuer about a billing error.

Why it works

Clear facts and dates get disputes resolved faster.

List the facts.

Help me write a billing dispute. Company: [NAME]. Charge: [AMOUNT] on [DATE]. What went wrong: [DETAILS]. What I want: [REFUND/CORRECTION].

Make it firm and polite.

Rewrite it under 150 words, with a clear request and a response deadline of 14 days.

Plan B.

If they don't respond, what are typical next steps with my card issuer? List what records I should keep.

Replace anything in [BRACKETS] with your details. Works with most AI chat assistants.

Turn your income and spending categories into a realistic budget and spot easy savings.

Turn a billing error, denied refund or ignored complaint into a firm, factual letter with a clear ask and deadline.